4
Dig into goal discovery
How do we identify goals? Our discovery process encourages you to think about your life and future in practical
ways. Goals and priorities are a function of your time horizon and personal circumstances.
The Goal Identification Chart illustrates how it works. Goals are organized around four simple priorities: "have
to now" versus "have to later," and "want to now" versus "want to later." This logical approach to goal setting can
pay dividends throughout your life. It will help promote confidence, discourage irrational behavior and keep you
positioned for long-term financial wellness.
Goal identification chart
Want to now
(example: charitable gift)
Want to later
(example: second home, business investments)
Goal: charitable contributions Goal: vacation home
Have to now
(example: parental support, current lifestyle)
Have to later
(example: college funding, retirement)
Goal: parental support, current lifestyle Goal: retirement
N o w T i m e f r a m e L a t e r
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