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Important Disclosures The informa on presented does not involve the rendering of personalized investment, financial, legal, or tax advice. This presenta on is not an offer to buy or sell, or a solicita on of any offer to buy or sell any of the securi es men- oned herein. Certain statements contained herein may cons tute projec ons, forecasts and other forward-looking statements, which do not reflect actual results and are based primarily upon a hypothe cal set of assump ons applied to certain historical financial informa on. Readers are cau oned that such forward-looking statements are not a guarantee of future results, involve risks and uncertain es, and actual results may differ materially from those statement. Certain informa on has been provided by third-party sources and, although believed to be reliable, it has not been indepen- dently verified and its accuracy or completeness cannot be guaranteed. Past performance or performance based upon assump ons is no guarantee of future results. Indices are unmanaged and one cannot invest directly in an index. Index returns do not reflect a deduc on for fees or expenses. Any opinions, projec ons, forecasts, and forward-looking statements presented herein are valid as on the date of this document and are subject to change. All inves ng is subject to risk, including the possible loss of the money you invest. As with any investment strategy, there is no guarantee that investment objec ves will be met and investors may lose money. Diversifica on does not ensure a profit or protect against a loss in a declining market. Past performance is no guarantee of future perfor- mance. This material is available to advisory and sub-advised clients, as well as financial professionals working with City Na- onal Rochdale, a registered investment adviser and a wholly-owned subsidiary of City Na onal Bank. City Na onal Bank provides investment management services through its sub-advisory rela onship with City Na onal Rochdale. Non-deposit Investment Products: are not FDIC insured are not Bank guaranteed may lose value Beverly Hills | New York | 800-245-9888 | cnr.com