5
Unified managed accounts vs. unified managed households
While both UMAs and UMH aim to enhance tax efficiency, they are not the same.
• Focuses on consolidating multiple
investment products within a single
account
• Limited in addressing tax complexities
across different account types
• Lack of coordination can lead to
conflicting strategies across various
accounts
UMA
• Takes a holistic view, considering
the entire financial picture across all
household accounts
• Optimizes tax strategies across the
household, helping to reduce overlap and
improve after-tax returns
• Offers better asset location, customized
withdrawal strategies, and potentially
more effective financial outcomes
UMH
Tax efficiency redefined:
SEI Multi-Account Overlay
sets a new standard for
generating tax alpha.
vs.
